Privacy Policy

Cowrychat (“we” or “us”) is aware that you would like to know how we use and disclose your personal information we have collected. This Privacy Policy will enlighten you on the type of information that will be demanded of you on deciding to use the Service.

Personal Information We Collect 

To use the Service, you will give us information such as your name, phone number, and username. We may collect additional information, such as a physical address, telephone number or other contact details, financial information (such as payment method and credit card number), other contact information, demographic and other personal information as well, to serve you better and prevent fraud.

 

Once you register, your username and additional information regarding your activity are made public and are visible to all users of the Site. This information includes photos you upload, your published portfolio, likes and comments, and additional information you may choose to add to your profile.

 

Cookies and Log File Information 

When you visit Cowrychat.com, we may automatically collect certain personal information through the “use of cookies” – a small data file containing a chain of alphanumerical characters stored on a User’s hard drive at the request of a website. It enables the site to recognize users who have previously visited them, while also facilitating swift log in on the part of users and easy navigation through the Site. If you wish to block, refuse or be warned of cookies, you can reset your web browser to make this happen. However, some features of the Service may not function as you would want them to if you reject or render inoperative your ability to accept cookies.

 

Certain information is automatically collected through the use of log files, when you visit the site, either to view or to register. Our servers automatically have access to certain information your web browser sends whenever you visit a website of your choice. Information such as your computer’s Internet Protocol (IP) address, your computer’s operating system (OS), web request, browser type, address of a referring website, number of clicks, domain names, landing pages, pages viewed, etc.

 

How We Use the Personal Information Collected 

We use the personal information we collect from you specifically to ensure that you are using the Service hitch-free and to provide you with the necessary information, and process your requested products and services. We may also use the information in the following ways:

 

  1. To respond to your emails, submissions, comments, request or complaints.

 

  1. To notify you of our products and services (old and new), activities or special events or offers, and promotional intentions.

 

  1. To request feedback and to enable us to develop, customize and improve the service.

 

Cowrychat reserves the right to monitor the User Content posted on this site, and to remove such content or material if it violates our Terms of Use agreement. Cowrychat also reserves the right to remove information upon the request of any third-party.



Certain information about you and your User Content may be shared with third-party without involving you directly. The purpose for this includes, but not limited to diagnosing service or technical problems, maintaining security, and personalizing advertisements and promotions.

 

How We Share Your Personal Information with Third-Parties

Cowrychat may share your information with some third-party vendors, consultants or other service providers exclusively to provide service to you. We are not responsible for any information you make available to these parties at your free will. In the course of corporate divestitures, mergers, or insolvency, information will be transferred.

 

In compliance with the law such as cases of subpoena issuance or court order to enforce our Terms of Use, recover debts, investigate and defend ourselves against third-party claims or allegations, assist government enforcement agencies, to protect our rights, property and safety and our users as well, and to guard against the fraudulent, abusive, or unlawful use of the Service, personal information may have to be disclosed to third-party.

 

 

How We Protect Your Information

Cowrychat makes considerable effort to protect your personal information from illegal intrusion by activating proper physical, electronic and managerial procedures to safeguard the information in our custody. There is, however, no guarantee of unauthorized access to your personal information. To protect your privacy and ensure the confidentiality of your personal information, we have made room for you to own an exclusive password of your choice which you should not disclose. You are responsible for safeguarding your password, and all email communication with Cowrychat. Email correspondence is not secure. Avoid sending delicate information which could affect you negatively when accessed and used, on Cowrychat. In a situation whereby your personal information is compromised, we will do well to promptly notify you.

 

Choices You Have Regarding the Use of Your Information

Your information and preferences can be altered at any given time in your “Profile” section once you have signed in with your password. You may also decline receiving marketing or promotional communication from us by opting out of such communications via the links we provide in the emails we send.

 

Children’s Protection

Cowrychat will never deliberately collect or demand any information from children under the age of 13. Therefore, to use the Service, you must represent to us that you are 13 or over. Information sent to us by Under 13s will be immediately deleted.

 

If you have any question or comment regarding this Privacy Policy, please contact us:

Email: support @ cowrychat.com